The Difference Between Condo Insurance & Home Insurance
Posted: March 16, 2025
Like homeowners and renters, condo owners need insurance coverage to protect them from financial loss caused by perils such as fire, theft, and lawsuits. However, condominiums are different from homes or apartments. Although part of the building or property belongs to the condo owner, some of the condo belongs to the condominium association. Therefore, insurance coverage is different for this type of dwelling. What Types...
How Does My Credit Score Affect My Insurance Rates?
Posted: March 2, 2025
March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a landlord will consider. Another area where credit score plays a critical role is in determining...
Your Winter Electrical Safety Checklist
Posted: February 16, 2025
National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical electrical safety tips arranged in a handy checklist. Outside Power Lines and Electric Components Ensure...
How to Prepare Your Home for Winter Storms
Posted: January 16, 2025
During the winter months, the weather can get pretty grim. Freezing icy conditions, blizzards, torrential rain, and wind events can test any structure, including your home. The best policy is to be prepared for the worst and hope for the best. Here are some ways you can protect your home from the damage of winter storms this year. Indoor Checks and Safety Measures Heating System...
7 Tips for Staying Safe During Extreme Cold Weather
Posted: January 14, 2025
Polar Vortex and Extreme Cold Safety Tips Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will reduce your chance of getting frostbite or risking uncertain road conditions. If you do need to leave the house, be sure to brush up on best practices for winter driving safety. If you drive, make sure you have a flashlight with...